Reserve Analysis John D. Beatty & Company has prepared thousands of reserve studies for homeowners associations, as well as schools, churches, recreation areas, businesses and health facilities throughout California . Our approach exceeds the industry standards and includes the following: Both a Component Study and a Funding Study.   Site visits to obtain essential data based on a visual inspection of all major components .   Projections for Replacement costs as well as Useful and Remaining Lives which are based on thorough evaluations of actual contracts, conditions and comparables from our own database.   Consultation with Board and Management to discuss the Draft Report, insure a complete understanding of the data presented, and agreement on a final report.